Cloudzy Dedicated is the bare-metal line of the hosting provider Cloudzy. Servers are offered in 13 regions (Australia, Germany, Netherlands, Singapore, Switzerland, United Arab Emirates, United Kingdom, United States), and you can pay with BTC, ETH or USDT next to card and PayPal.
Pricing and configurations. Cloudzy sells dedicated servers on a quote basis: there are standard configurations and custom builds, but no public catalogue with per-configuration prices. The only published price is an entry point "from" 99.00 USD per month. Yearly prices and setup fees are not published; discounts for longer terms are negotiated as part of the quote. Billing is monthly with no long-term lock-in.
Hardware. Cloudzy names DDR5 ECC memory and NVMe-only storage as the standard menu. The exact CPU model, core and thread counts, RAM size, disk count, storage size and RAID level of the entry server are not published, and neither is a traffic allowance; network usage is billed to the customer, so bandwidth is not unmetered.
Operations. Every server comes with IPMI out-of-band access, and you can install your own hypervisor (e.g. Proxmox) or a custom ISO. In-stock configurations are typically delivered setup within 24 hours; custom builds take longer. Network-edge DDoS mitigation is included. Cloudzy states an uptime SLA of 99.95 % and offers support via live chat, e-mail and tickets.
Sign-up and policies. Sign-up requires only an e-mail address; according to the terms of service, identity verification can be requested if an account is flagged as similar to fraudulent or abusive accounts. Abuse and copyright complaints are handled by a ticket to the customer first, followed by suspension if the issue is not resolved. A money-back guarantee of 14 days applies to new sign-ups; services suspended for an acceptable-use violation are excluded.
Pros
- Crypto payment (BTC, ETH, USDT) and e-mail-only sign-up
- IPMI access, own hypervisor or custom ISO possible
- DDoS mitigation included, 14-day money-back guarantee
Cons
- No public configuration list or per-server prices, everything is quote-based
- Exact CPU, RAM size, disks and traffic of the entry server are not published
- Network usage is billed, no unmetered bandwidth
Basicscloudzy-dedicated
- Server offers
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fixed configurations, a configurator
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Standard configurations stocked in every region; custom builds available with specific drive counts, additional NICs, GPU passthrough, or NUMA-tuned topology.
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Custom configuration
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Yes
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Tell us the workload. CPU class, RAM topology, drive count, network config, and we'll come back with a quote that fits.
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Delivery time
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setup within 24 hours
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Typically same business day if the configuration is in stock at the chosen region. Custom configurations (specific drive counts, additional NICs, custom RAM topology) take longer, usually 2-5 business...
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Minimum term
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a monthly term
cloudzy.com checked 1 Nov 2026
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Wording at the source
Monthly billing is standard with no long-term lock-in. Discounts apply on quarterly and annual contracts, these are negotiated as part of the quote. We don't require a year-long commitment to get star...
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Remote management
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IPMI access, KVM over IP
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Yes. Every dedicated server ships with IPMI access from a private management network. You can power-cycle, view console output, mount virtual media, and re-image without going through our team.
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Operating systems
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Proxmox, own ISO images
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Yes. The hardware is yours, install Proxmox, VMware, ESXi, OpenStack, or any other hypervisor. We don't lock you to a specific stack. The IPMI is fully exposed so you can manage the host bare-metal in...
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Money-back guarantee (days)
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14
cloudzy.com checked 1 Nov 2026
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Wording at the source
14 days from delivery, no questions asked. We refund the first month's payment if the server doesn't work for you. Multi-month or annual contracts can be cancelled within the same window for a prorate...
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? - Refund policy
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14-day full refund on new signups, no justification needed, refunded to the original payment method (crypto payments refunded in the same crypto at the original USD-equivalent value). Accounts or services suspended for an AUP violation are not eligible, even within the 14-day window.
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Simply contact our support team within 14 days of your initial purchase to request a refund. There is no need to justify your decision, with the one exception covered below. Refunds are processed back...
Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean?
Fees
| Attribute | Value |
|---|---|
| Price per month |
99.00 USD
cloudzy.com checked 1 Nov 2026
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Wording at the source
GPU VPS from $0.40/hr (L4, L40S, H100) · Dedicated bare metal from $99/mo · Custom builds sized to your spec.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Price per year |
not published
cloudzy.com checked 1 Nov 2026
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Wording at the source
Monthly billing is standard with no long-term lock-in. Discounts apply on quarterly and annual contracts, these are negotiated as part of the quote. We don't require a year-long commitment to get star...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| Setup fee |
not published
cloudzy.com checked 1 Nov 2026
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Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| Extra IPv4 per month | unknown |
Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of
Availability
Key countries
- United States unknown
- Germany unknown
- United Kingdom unknown
✓ available · ✗ not available · ? not known from the sources
Data centre countries
8 countries: Australia, Germany, Netherlands, Singapore, Switzerland, United Arab Emirates, United Kingdom, United States
Point at or tap a country.
Locations & network
| Attribute | Value |
|---|---|
| Data centre countries |
Australia, Germany, Netherlands, Singapore, Switzerland, United Arab Emirates, United Kingdom, United States
cloudzy.com checked 1 Nov 2026
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| Region code | City | Country | Peering | Test | |---|---|---|---|---| | us-utah-1 | Utah | USA | Salt Lake City IXP | Test latency | | us-dal-1 | Dallas | USA | Equinix DA1 / DA3 | Test latency | |...Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Data centres |
13
cloudzy.com checked 1 Nov 2026
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cloudzy.com
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Cloudzy sells dedicated bare-metal servers in 13 regions across North America, Europe, the Middle East, and Asia.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Infrastructure | unknown |
| IPv6 | unknown |
| DDoS protection |
Yes
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Same network-edge DDoS mitigation as our Cloud VPS plans, included on every dedicated server. Volumetric attacks are filtered upstream before they reach your hardware.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Private network | unknown |
| Unmetered traffic |
No
cloudzy.com checked 2 Nov 2026
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cloudzy.com
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Billing for Network Resources: The customer understands that the customer is responsible for paying for any network resources that are used to connect the customer's server to the Internet. The custom...Checked Verified Check overdue · last 2 Nov 2026 Value wrong? Unchanged since 2 Nov 2026 What does [s] mean? |
| Traffic (TB per month) |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Billing for Network Resources: The customer understands that the customer is responsible for paying for any network resources that are used to connect the customer's server to the Internet. The custom...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| Port speed (Mbit/s) | unknown |
| IPv4 addresses included | unknown |
Hardware
| Attribute | Value |
|---|---|
| Entry server CPU |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| Entry server cores |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| Entry server RAM (GB) |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| CPU family |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| CPU |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| CPU cores |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| CPU threads |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| RAM (GB) |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| RAM type |
DDR5
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Each server is a whole physical machine, no hypervisor, no shared cores, built on AMD EPYC or Intel Xeon Scalable CPUs with DDR5 memory, NVMe-only storage, and 40 Gbps networking.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| ECC RAM |
Yes
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
CPU EPYC · Xeon Memory DDR5 ECC Storage NVMe arrays Network 40 Gbps Provisioning Same-day stock Money-back 14 daysChecked Verified Check overdue · last 1 Nov 2026 Value wrong? History What does [s] mean? |
| Storage (GB) |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| Storage type |
NVMe
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Each server is a whole physical machine, no hypervisor, no shared cores, built on AMD EPYC or Intel Xeon Scalable CPUs with DDR5 memory, NVMe-only storage, and 40 Gbps networking.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Disks |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| RAID |
not published
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
AMD EPYC or Intel Xeon Scalable CPUs, DDR5 memory, NVMe-only storage, and 40 Gbps networking are the standard menu. Specific SKUs and pricing depend on the region, the configuration, and the contract...Checked Verified Check overdue · last 1 Nov 2026 Add this value? Unchanged since 1 Nov 2026 What does [s] mean? |
| API | unknown |
Privacy
| Attribute | Value |
|---|---|
| Sign-up needs |
an e-mail address
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
We don't require KYC for the BTC payment path on standard plans. We do collect an email for billing and account access, and we comply with applicable AML laws if there's a clear case for compliance re...Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| ID check |
an ID check on suspicion
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Accounts flagged as similar to known fraudulent or abusive accounts may be suspended pending identity verification.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Sign-up over Tor/VPN | unknown |
| Tor onion site | unknown |
Rules & complaints
| Attribute | Value |
|---|---|
| Copyright complaints (DMCA) |
takedown on notice
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Depending on the type and severity of the activity, Cloudzy typically opens a support ticket first, giving the customer a chance to remove the offending content or activity and confirm it's resolved....Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Allowed uses |
mail servers
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
In certain cases, yes, but it's not guaranteed. If your use case genuinely requires SMTP access, you can submit a request to Cloudzy's support team for review. The team will assess the request based...Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Warrant canary | unknown |
Payment
| Attribute | Value |
|---|---|
| Pay with |
BTC, ETH, USDT
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Yes. BTC is one of our standard payment methods alongside Visa, Mastercard, AmEx, PayPal, ETH, and USDT. Pick BTC at checkout, scan the on-chain invoice, and your VPS deploys in 60 seconds after the f...Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Payment chains |
Bitcoin
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Pick BTC at checkout, scan the on-chain invoice, and your VPS deploys in 60 seconds after the first confirmation.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Other payment methods |
card, PayPal
cloudzy.com checked 1 Nov 2026
Source and check
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cloudzy.com
Wording at the source
Yes. BTC is one of our standard payment methods alongside Visa, Mastercard, AmEx, PayPal, ETH, and USDT. Pick BTC at checkout, scan the on-chain invoice, and your VPS deploys in 60 seconds after the f...Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
Promotions
What Cloudzy offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.
No referral bonus, welcome bonus or promotion documented yet.
Trust
| Attribute | Value |
|---|---|
| Uptime guarantee |
99.95 %
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
24/7 human support, 99.95% uptime SLA, 14-day money-back. Bare metal doesn't mean you're on your own, engineers are still on chat in minutes if a drive fails or a NIC goes loopy.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
| Support channels |
email, live chat, ticket
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Engineers on the desk 24/7. Ticketing through your dashboard for full audit trail and faster routing.Checked Verified Check overdue · last 1 Nov 2026 Value wrong? Unchanged since 1 Nov 2026 What does [s] mean? |
-
Company founded 2008
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
1. 2008 The beginning Founded as RouterHosting by Hannan Nozari to make VPS and Remote Desktop genuinely affordable. One server, one developer, one bet on independent infrastructure.
Checked Verified -
Host since 2022
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
4. 2022 Cloudzy Rebranded from RouterHosting to Cloudzy. New product line, new platform, new identity, built around the cloud-native workloads our customers were asking for.
Checked Verified
Company
| Founded | 2008
cloudzy.com checked 1 Nov 2026
Source and check
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cloudzy.com
Wording at the source
1. 2008 The beginning Founded as RouterHosting by Hannan Nozari to make VPS and Remote Desktop genuinely affordable. One server, one developer, one bet on independent infrastructure.Checked Verified |
|---|---|
| Headquarters | United Arab Emirates
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Founded in 2008 and headquartered in Dubai, we've stayed independent through three cloud bubbles. Never acquired, never VC-funded.Checked Verified |
| Legal form | L.L.C.
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Established Cloudzy AI Information Technology L.L.C. in Dubai, putting our headquarters at the crossroads of three continents and tier-1 connectivity.Checked Verified |
| Registered name | Cloudzy AI Information Technology L.L.C.
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Established Cloudzy AI Information Technology L.L.C. in Dubai, putting our headquarters at the crossroads of three continents and tier-1 connectivity.Checked Verified |
| Registered address | Bin Dasmal Building 1, Office 80, Al Goze Industrial First, Dubai, United Arab Emirates
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Cloudzy AI Information Technology L.L.C. Bin Dasmal Building 1, Office 80 Al Goze Industrial First, Dubai United Arab EmiratesChecked Verified |
Ownership
| Ownership | Independent
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Not a Big Tech subsidiary. No quarterly board pressure to gouge you on egress. We answer to our customers, not to a parent company spreadsheet.Checked Verified |
|---|
Size
| Management | Hannan Nozari (Founder & CEO)
cloudzy.com checked 1 Nov 2026
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cloudzy.com
Wording at the source
Hannan Nozari Founder & CEO Started Cloudzy (then RouterHosting) in 2008. Background in virtualisation and Linux systems.Checked Verified |
|---|
Host history
| Host launched | 2022
cloudzy.com checked 1 Nov 2026
Source and check
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cloudzy.com
Wording at the source
4. 2022 Cloudzy Rebranded from RouterHosting to Cloudzy. New product line, new platform, new identity, built around the cloud-native workloads our customers were asking for.Checked Verified |
|---|
Transparency
Transparency 92 %
7 of 14 key values not published
- Imprint / company details: yes
- Public fee schedule: yes
- Terms and conditions: yes
- Terms with version or date: yes
Sources last checked 2026-11-01
What users report
No community reports evaluated yet.
How the score is made up
7.0 of 10 · good
Weighted sum of the criteria, each 0 to 10 from proven values. A criterion without data is not scored and counts with the category median, not as 0.
Methodology and weights-
TrustWeight 25 %2.2 of 2.5 points
company seat, incidents, company and brand age, ownership, transparency
Trust in detail
- Incidents (12 months)Weight 10 % not scored
- Company age (up to 5 years)Weight 10 % 10.0
- Brand on the market (up to 3 years)Weight 10 % 10.0
- Brand age (up to 3 years)Weight 15 % not scored
- Domain historyWeight 10 % not scored
- OwnershipWeight 10 % 4.0
- Security evidenceWeight 15 % not scored
- TransparencyWeight 10 % 9.2
-
FeaturesWeight 20 %1.6 of 2.0 points
delivery time, remote management (IPMI, KVM, rescue), operating systems and own ISO, custom configuration, short minimum term, IPv6, DDoS protection, API
-
AnonymityWeight 20 %1.3 of 2.0 points
what sign-up asks for (username only, e-mail, name and address, phone), whether an ID is ever checked, access over Tor/VPN, onion site, payment with Monero
-
CostsWeight 10 %0.7 of 1.0 points
entry server, billed monthly or yearly, whichever is cheaper for one year
-
LocationsWeight 10 %0.7 of 1.0 points
number of data centre countries
-
Freedom & due processWeight 10 %0.3 of 1.0 points
complaints judged under local law or forwarded instead of instant takedowns, Tor relays and exits, VPNs and mail servers allowed, warrant canary
-
CommunityWeight 5 %not scored counts neutral (0.3)
average ratings on App Store, Google Play and Trustpilot, damped, neutral with too little data
Alerts
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Changelog
Score
Before: 68.54After: 69.71Score
Before: 62.98After: 62.95Score
Before: 61.55After: 62.98Market launch: January 1, 2022.
Score
Before: 62.67After: 61.55Score
Before: 65.03After: 62.67Score
Before: 50.44After: 65.03Score
Before: 48.71After: 50.44
Apply for Cloudzy Dedicated directly with the provider.
All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.